A Fast, Easy and Convenient Access to your Credit Information.
Skorku is the FIRST Individual Credit Information mobile application developed by PT Kredit Biro Indonesia Jaya (known as CBI) which is a Credit Information Management Institution (LPIP) that has registered, regulated and supervised by the Financial Services Authority (OJK).
Skorku provide access to individual credit scores & reports that help you get an idea of your risk profile for liability in financial institutions. A high credit score reflects that you have a lower risk. Credit scores are often used by financial institutions to help determine the likelihood that someone will pay off debt. Skorku also provides financial literacy that can help you in better financial planning and provide tips on how to improve your credit reputation.
WHAT IS A CREDIT SCORE?
A credit report is a consolidated history of your credit payment performance from all credit providers. The credit report will be used by the debtor to check your eligibility to meet financial obligations before they provide credit facilities. Credit reports can be used by debtors to better consider risks so that they can make more informed credit decisions, and individuals can use them to determine their credit performance in order to receive better financial facilities.
Credit score is a credit scoring system provided by the Lembaga Pengelola Informasi Perkreditan (LPIP) to customers to facilitate banks or other credit service providers in selecting the ability of prospective customers to pay off loans. The credit score reflects the financial reputation of an individual or institution in meeting its financial obligations. The higher the score, the lower the credit risk. Vice versa.
ADVANTAGE OF SKORKU
Fast, Easy and Convenient Access to Your Credit Information Report in the palm of your hand. Ease of presentation and confidence in the protection of your Credit Information Report is our priority.
Guaranteed Data Security
We understand your personal data is very valuable. So, Skorku guarantees security and protects all user data from possible fraud / use of personal identity for credit applications
Products that are superior in their class
SKORKU provides a variety of complete credit information reporting product features tailored to the needs of its users
Easy & Fast
Get Credit Report & Credit Score Information quickly and easily, just in your hand through the SKORKU application without having to walk-in to the Credit Bureau office
Comprehensive Credit score Information Results
To be able to understand your credit performance, we provide accurate and up-to-date credit reporting results because they are supported by the SLIK data source and various other alternative sources of data from trusted partners
Submit a complaint about your credit data that does not match the credit report data received from Skorku
CREDIT SCORE CALCULATOR
Get a Credit Score estimate to find out your risk profile as a debtor for a financial institution
BASIC CREDIT REPORT
Credit reports that are generated follow SLIK (Financial Information Service System) data to help find out the latest credit data so that you can carry out financial planning properly. This report is presented without a credit score.
CREDIT SCORE TRACKING
Understand your credit score history for the last 12 months to find out your risk profile
COMPREHENSIVE CREDIT SCORE & REPORT
The credit report alongside with credit score that is made from SLIK data and various alternative data from credible sources. Serves to help understand you in understanding your risk profile which aims for better financial management and planning